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January recap

January 31st, 2009 at 08:37 pm

I updated Quicken and see that I ended the month about $240 in the red. While that's not great and am pleased when I break it down. The overage is in part due to one-time and unexpected expenses and due to the fact that I really didn't monitor my spending until about the beginning of the 3rd week of January. We still spent TOO MUCH on meals out but then again that will change next month. I've already shopped for next week's meals and aside from a few things I forgot to put on my list, I don't expect that I will need anything else. I am determined to not go to the store just because we are out of snacky type items. I'm telling the kids to make their snacks last because they won't be replenished until next Saturday.

I did set-up my and my husband's paychecks in Quicken so that I can monitor my husband's 403b contributions and make sure his W-2 is correct next January. And mine for that matter.

We bought Turbo Tax last night and will work on doing our taxes soon. Hopefully I will be able to get my husband to start them tomorrow before all the festivities of the Superbowl.

All in all I am pleased with the way this month has ended. Even though I didn't start monitoring our spendning until mid-January, I'm sure that had I started on January 1, we would have ended with a surplus.

I'm feeling good about February.

4 Responses to “January recap”

  1. Amber Says:

    I am definitely going to try and stick to the plan of not running to the store for snacks, which adds up quickly. Glad the month ended well for you

  2. whitestripe Says:

    i am trying to not BUY snacks! its hard though, DF likes to have things to take for lunch. he's 28 but still wants 'snacky' type items in his lunch Big Grin

  3. Little L Says:

    Yes, it's hard to only get one item at the store and not walk out with a bag full of groceries. If we can only go to the store once or twice a week, I think we can save a lot of money. I'm going to make it an experiment and see how much I spend on groceries at the end of February.

  4. Koppur Says:

    Our big spending when it comes to food is eating out. We are trying to limit ourselves to once a week, but in my mind, I am aiming for once every other week. BF just doesn't know this yet. Smile

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