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I Bit the Bullet

February 13th, 2007 at 03:32 pm

and applied and got a mileage CC today. I asked how many times I could make pymts online and was told as many as I wanted. I confirmed that I wanted to make weekly pymts and was told that was acceptable.

So, I hope to start racking up the miles to use for a future vacation. Hopefully taking the kids to Hawaii in a few years.

I'm a little nervous about charging everything to it but fully intend to pay off balances weekly. I cannot handle the stress of CC debt.

My plan is that everytime I use the card I will enter the transaction in Quicken and my spending plan spreadsheet. Doing it this way will reduce my available cash for the week, thereby keeping me in check from overspending.

3 Responses to “I Bit the Bullet”

  1. boomeyers Says:

    Wow! That is a big step. Let us know how it works for you!

  2. disneysteve Says:

    We charge everything we possibly can to our Marriott card. Right now, we've got nearly 100,000 reward points and plan to use a bunch of them to take a free vacation this summer - just have to decide where. We usually book a free stay every other year using our points. Works great for us.

  3. Little L Says:

    I'm looking forward to seeing the miles accumulate. I get 10,000 free miles at my 1 and 2 year anniversary provided I charge at least $3,000 annually.

    I just need to be disciplined in making weekly pymts so as to get the cash to where it NEEDS to be and also to alleviate any temptation to spend it on something else.

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