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Archive for August, 2013

Good news, bad news

August 19th, 2013 at 08:50 pm

Good news:
The leftover summer camp cash we had saved was closer to $800 and not $750 like I thought.

Bad news: The hubs' PTO cashout was only about $1,500 after taxes. Makes me sick how much we pay in income taxes Frown

Really good news: I just made a $2,283.87 credit card payment!

To do's and some thinking

August 19th, 2013 at 01:35 pm

Got some things done today that I kept putting off and it sure feels good to cross them off my list.

Tonight I make the big credit card payment that I talked about in my last post. The hubs forgot to email me his paystub Friday so I didn't know the exact dollar amount of his PTO cashout. In reviewing our savings, I think I found an extra $749 that we didn't spend for summer camps for my daughter. I need to confirm this and if correct, this cash will be going toward the Mastercard too.

I've been thinking about using the debit card for groceries and gas and cash for everything else. Problem is, I don't know how much cash I should withdraw every pay period. I need to review what "everything else" typically consists of and then make a decision.

I reviewed my August financial goals today and I haven't done so hot with them. I really need to commit to meal planning and grocery shopping on the weekends. Our weekends typically are so busy that I tend to put grocery shopping off. That is no bueno.

I did however buy my husband salads to take for lunch instead of him going out every day, so that is one good thing I guess.

Trying this again...

August 16th, 2013 at 02:00 pm

...feeling the need to get my thoughts out of my head, so they are going here.

Credit card is almost maxed out and trying to get it paid off. Never in my life have I been in debt like this except for a mortgage and a now paid off car loan. It sucks.

Found out today that a portion of the hubs' PTO was cashed out and we received an extra $2,850 in his paycheck today. As much as I'd like to go away and relax, this money is going straight to the MasterCard. Evil piece of crap that it is.