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Starting fresh

November 11th, 2010 at 08:09 pm

Tomorrow my husband is paid, I am paid on Monday, and that means the start of another budget cycle (I budget by pay period).

As I mentioned in my last post, I think I'm going to go ahead and withdraw cash for a few of my discretionary budget catgories and record the entire withdrawal in my budget. As my one commenter on that post suggested, I like the idea of having the cash and when it's gone it's gone so no chance of overspending and if there's any cash left over I can keep it for the next budget cycle. Also, I only have to record one entry for each of the categories.

It's worth a try at least and I think a step in the right direction to going to all cash.

I have the day off tomorrow and plan on grocery shopping for next week's meals. I meal planned today and feel good about next week.

There will be some spending this weekend:

New lenses for my glasses, possibly new frames (insurance will pay for most).

My husband and I always have a Friday date night and we go out for Mexican food. Something to look forward to after working all week.

I have a $10 Kohls coupon that I want to use for a pair of pants for my son. He cannot wear denim to school so he needs some pants for the cold weather.

We do have another out of town soccer game this weekend and I anticipate that we will buy lunch.

1 Responses to “Starting fresh”

  1. Jerry Says:

    I think that the "when it's gone it's gone" idea leads to more discipline for a lot of people, because you have some way of knowing when the funds are getting low in the envelope (or whatever you keep the money in). That is great that your insurance helps with eyeglasses, a lot of them aren't covering optical these days.
    Jerry

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