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Trying this again...

August 16th, 2013 at 09:00 pm

...feeling the need to get my thoughts out of my head, so they are going here.

Credit card is almost maxed out and trying to get it paid off. Never in my life have I been in debt like this except for a mortgage and a now paid off car loan. It sucks.

Found out today that a portion of the hubs' PTO was cashed out and we received an extra $2,850 in his paycheck today. As much as I'd like to go away and relax, this money is going straight to the MasterCard. Evil piece of crap that it is.

7 Responses to “Trying this again...”

  1. creditcardfree Says:

    Good plan for the PTO! Not the most exciting, but I'm sure it will bring peace and relaxation in a different way.

  2. snafu Says:

    Smart to send that $2,850. directly to MC since a big payment helps knock down the balance and reduces the amount of interest charged. Well done!

  3. Looking Forward Says:

    Welcome back and well done sending that big, tempting, chunk of $$ away to pay down the "evil" cc. Smile

  4. Little L Says:

    Wow, thanks all for the nice welcome comments. Making this payment is helping to alleviate some of the stress I'm feeling about this debt.

  5. Wino Says:

    I have stopped calling them "credit cards." I now call them "debt cards." No, not "debit." They don't give you credit. They put you into debt. I agree that you should put everything you can toward the card. Pay it off, and get a debit card. If you don't have it, don't spend it.

  6. Kiki Says:

    Way to cut that credit card bill!

  7. IndianGal Says:

    Wonderful use for that money. Good job on making a good decision.
    Wino - I like how you think. They are debt cards indeed!

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